KOSGEB Artificial IntelligenceCredit Program
Bring your artificial intelligence and digital transformation investments to life with 0% interest, commission-free financing from TRY 500,000 to TRY 5,000,000.
Last updated: July 27, 2026
For your AI investment,
0% interest financing
Under the programme coordinated by KOSGEB, businesses planning artificial intelligence and digital transformation investments can access loans between TRY 500,000 and TRY 5,000,000 at 0% interest with no commission.
Coordinated by KOSGEB, the Artificial Intelligence Credit Program offers businesses investing in artificial intelligence and digital transformation loans of TRY 500,000 to TRY 5,000,000 at 0% interest with no commission. Loan amounts, maturities and eligibility conditions are governed by the principles set out by KOSGEB. Applicants must hold a valid Technology Initiative Badge (Teknogirişim Rozeti).
The Key Requirement: Holding a Technology Initiative Badge
To apply for the KOSGEB Artificial Intelligence Credit Program, your business must hold a valid Technology Initiative Badge.
We support you not only with the loan application itself, but also throughout the preparatory process required to qualify for it.
One Point of Contact for the Entire Process
Preliminary Eligibility Assessment
We assess your eligibility for both the programme and the Technology Initiative Badge from the outset.
Technology Initiative Badge Application Advisory
We handle the preparation and guidance required for the badge application.
Preparation of the Application File
Your application file is prepared completely and accurately.
Process Follow-Up
The process is monitored and reported step by step after submission.
KOSGEB AI Credit Program Application Advisory
The loan application is managed in line with KOSGEB principles.
End-to-End Management of the Application
The entire process is managed from a single point, from preparation to conclusion.
Why Does the Technology Initiative Badge Matter?
The Technology Initiative Badge is a status that provides official certification for businesses operating with a focus on technology and innovation. It is also one of the requirements for applying to the KOSGEB Artificial Intelligence Credit Program.
Who Can Apply?
Established in Türkiye
Established in Türkiye as a sole proprietorship or a capital company.
SME Status
The business must qualify as an SME.
Independent Enterprise
The business must be an independent enterprise.
Founded Within the Last 15 Years
No more than 15 years must have passed since incorporation.
Technology and Innovation-Based Model
The business must have a scalable, technology and innovation-driven business model.
Let Us Manage the Process Together
awaits you.
For businesses seeking to benefit from the KOSGEB Artificial Intelligence Credit Program, we deliver both the Technology Initiative Badge application and the loan application advisory under one roof. Let us assess your eligibility together.
How Can We
Help You?
With our expert team, we provide consultancy at global standards for your R&D and Design processes.
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+90 212 709 08 50